I've been with them for 5 months for auto insurance in NJ. Just got an email saying that my renewal is coming and i saw a 10% ($50/6 mo $100/yr) increase after only 6 months - this was auto insurance that i'm paying for my dad's vehicle. Nothing has changed on my end. I called them and the only thing they can tell me is that insurance rates change all the time. That's funny because i never had a jack up like this with my other provider that i had for 4 years (the only reason i changed is because they were bought out and rates were going up) and when i checked today comparing them to other providers that i had 6 months ago, THEIR rates are now cheaper.
Call it what it is - it's a bait and switch scam to get you in at a discounted price, hoping that you won't notice the increases in the renewals. Terrible. I will be shopping around for a different provider and probably never come back to using Progressive.