I purchased the policy 2 months ago from a very professional gentleman over the phone that worked for progressive auto insurance, who was happy to answer all my questions. What he failed to tell me was, how anyone in my household who does not have insurance will be added to my policy automatically and I have no say in the matter. When I called after the charges were applied they said they will not take it off unless I prove they are no longer living in the same household or they are insured with someone else. What they are saying is not a New York State law nor has this ever been brought up to me by any other insurance company. This is an absurd way for them to bully people into paying more money once they sell you the lies of how great of a rate you're getting. I would not recommend anyone to this insurance company!!