I found out about Butler from Ratehub and called in for information. I was very happy with rate they provide and decided to go with them. Instead of have one representative per customer, they work as a team. Ron, Ashley and Tara, they are all very helpful and patient with my questions. This was my first time applying mortgage and I have not met them in person, everything was done through phone and email, which I think it is very efficient. I would recommend them to all my friends.