I applied for the online account and opened with $50. The minimum balance is $25. The account was closed by them because I had a change of address that was not reported to them. Obviously, they didn't call and confirm. I was logging on to check and was never prompted to change my address on file. And why would I? I was charged a $25 fee for not having the change of address that took me to a $25 minimum and they charged $10 to my account until they closed my account for not having any funds. The point is.... don't invest in con artist. My money is my money until it serves my purpose. The audacity of the representative to offer for me to apply for a new account. Really?