During a difficult time in my life, with a ton of transition, Steve Howard was an answered prayer. Everything was super smooth with my loan process and Steve was always accessible whenever I had a question. He took his time to explain everything to me, while giving me amazing pricing and excellent service. Steve is genuine, and went above and beyond to take care of every detail of my loan, from start to finish. 5 stars all around for Steve, I'm very grateful for him.