I bought a ring from this people they convinced me to open people jewellers credit card with No payment and No interest for 1 year. Time to time they send statements which say Payment due "0" past due "0" I thought I will pay later since I have one year no payment no interest. At one year I paid it off in full. After 10 days they send me statement saying I owe them interest for the entire past year. When I called them they told me I was late making payment for 25 days. This is the way they manipulate buyers so that they can collect interest from them. This is totally manipulative approach. I will never shop with this company.